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Spreadsheet templates for small business and personal finance

Simple, no-code .xlsx templates that work in Microsoft Excel, Google Sheets and Apple Numbers. Each file starts on a Start Here tab and includes sample data, so you can see how it works before you add your own. No macros, no add-ons, no subscription, any currency. Instant download.

Small Business Spreadsheet Bundle (4 files) preview

Small Business Spreadsheet Bundle (4 files)

$12

Bookkeeping, seller profit, inventory and freelance time & invoice. $23 if bought separately.

Buy on Gumroad Etsy

Personal Finance Spreadsheet Bundle (3 files) preview

Personal Finance Spreadsheet Bundle (3 files)

$9

Monthly budget, debt payoff (snowball vs avalanche) and savings goals. $14 if bought separately.

Buy on Gumroad Etsy

Small Business Bookkeeping Tracker preview

Small Business Bookkeeping Tracker

$6

Income and expense log, monthly profit and loss by category, tax set-aside estimate.

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Freelance Time Tracker & Invoice preview

Freelance Time Tracker & Invoice

$6

Hours by client with per-client rates, billed vs unbilled work, printable invoice from your log.

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Small Business Inventory Tracker preview

Small Business Inventory Tracker

$6

Stock in and out, stock value, automatic reorder list, sales by month. Up to 200 products.

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Seller Profit & Fee Tracker preview

Seller Profit & Fee Tracker

$5

Marketplace fees per order from editable rates, cost of goods, profit per product and month, price calculator.

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Rental Property Income & Expense Tracker preview

Rental Property Income & Expense Tracker

$7

Up to 10 properties, rent collected vs expected, expenses by category and property.

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Google Sheets Invoice Generator preview

Google Sheets Invoice Generator

$7

A Google Sheets + Apps Script tool (not an .xlsx, needs Google Sheets): numbered PDF invoices to Google Drive, any currency and tax, Gmail drafts only.

Buy on Etsy

Monthly Budget Planner preview

Monthly Budget Planner

$4

Plan each category, log spending, budget vs actual, 12-month overview with savings rate.

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Debt Payoff Planner preview

Debt Payoff Planner

$5

Snowball vs avalanche vs minimums, month by month. Debt-free date and interest saved.

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Savings Goals & Sinking Funds Tracker preview

Savings Goals & Sinking Funds Tracker

$5

Up to 20 goals with progress bars and what to save each month to hit each date.

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Wedding Budget Planner preview

Wedding Budget Planner

$5

Budget by category, vendor payments with due dates, guest list with RSVPs and meal counts.

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Free tools: Free monthly budget spreadsheet (.xlsx) · Debt snowball vs avalanche calculator · Etsy fee & profit calculator · Freelance hourly rate calculator · 50/30/20 budget calculator · Savings goal & sinking funds calculator · Rental property cash flow calculator · Wedding budget calculator · Reorder point & safety stock calculator

Questions

Do these work in Google Sheets? Yes. Upload the .xlsx to Google Drive, then open it with Google Sheets. Excel and Numbers users just open the file.

Do I need to know formulas? No. You only type in the yellow cells and the log tabs. Totals, dashboards, statuses and progress bars fill in by themselves.

How were they checked? Every .xlsx template's formulas were checked by opening it in Apple Numbers and comparing the results with an independent calculation of the sample data.

Is this tax or financial advice? No. Tax set-asides, fees and payoff dates are estimates from the numbers you enter.